Income Protection

Cover your paycheck when you miss work because of an accident, an illness or a disability.

Help cover your bills start at less than $1 / day.

Why Insure Your Income?

You are your largest source of income. What is your back up plan if today you were told you could had no way to bring in money for weeks, months, or even years? Not sure?

7 out of 10 spouses say they'd have to work a second or third job to help make ends meet but what they really want is to be by their partner's side.


If an injury or something like cancer kept you from bringing home a paycheck, how would you keep your bills paid? There are different options to help keep you ahead of your bills. Replace your lost income so you can continue to pay your home, your living expenses, and your other out-of-pocket costs.

Want To Learn More?

Purchasing disability insurance or protecting your income can be easy. Find out how you can protect yourself from things like injuries, cancer, heart attacks, strokes, and other disabilities and illnesses. Do you know the statistics yet?

How Can You Protect Your Income?

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Disability Insurance

Disability insurance will provide a monthly cash benefit to help replace some of the wages you lose when you’re too sick or injured to work.

Disability income insurance helps you avoid draining savings, retirement accounts, or asking for other people's money when you cannot work.

Reasons to get Disability Insurance?

  • Keep your life on track.

  • The statistics are higher than you may think.

  • Flexible and affordable monthly coverage.

Did you know?

1 in 4 people over the age of 20 will become disabled during their working lives? Google it!

9 out of 10 long-term disabilities result from illnesses over accidents

7 in 10 working Americans live paycheck-to-paycheck and couldn’t make it a month without a paycheck before struggling financially

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Accident Insurance

Accident Insurance helps with unexpected medical expenses that would not be covered by your medical insurance. With accident insurance, you can cover missed wages, living costs, leftover medical expenses and more resulting from your accident or injury.


Accident insurance pays a benefit directly to you when you are injured and need treatment for example to the emergency room.

Accidents occur more "off the clock" than on where workers' comp is unable to help. Who is the closest person you know who has been in an accident?

Reasons to get Accident Insurance?

  • Receive cash based on your covered injuries.

  • Accidents can be very expensive.

  • Focus on your health not your bills.

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Cancer Insurance

Cancer Insurance will directly pay cash to you when you are diagnosed with cancer so you can focus on getting better. When you experience treatments, drugs, therapies, special testing and even towards the cost of travel, food on the road and other expenses.

With the high cancer statistics going higher, having your cancer policy in place ahead of time can give you less to worry about during an already difficult time.

Reasons to get Cancer Insurance?

  • Cash benefits begin upon diagnosis.

  • You must get covered before you are diagnosed.

  • Cancer affects millions of Americans each year.

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Critical Illness

Provides you money when you are diagnosed with a serious condition
covered in your policy to help keep you going financially while you recover.


Common conditions such as heart attacks, cancer, strokes and other illnesses take a toll on well being and may place a strain on relationships, finances and more.

Reasons to get Critical Illness Insurance?

  • Cash benefits paid directly to you.

  • Common and serious illnesses included.

  • Help cover your out-of-pocket costs.

Did you know?

2 out of 3 of all U.S. bankruptcies come from medical debt, with or without health insurance

1 out of 2 Americans will experience a heart attack and 1 out of 3 will and 58% of Americans with health insurance have a deductible of $1,000 or more

60% of Americans don’t have savings available to cover an unexpected $1,000 expense

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Hospital Indemnity Plans

Hospital Indemnity Plans, also known as HIP, are plans that help with the added expenses, medical bills, and the loss of income resulting from an emergency hospital stay.

HIP supplements your health insurance and gives you money directly. These cash benefits, normally based on the number of days of hospitalization, help you put money where you need to.

Reasons to get Hospital Indemnity Insurance?

  • Protection against unexpected hospitalizations.

  • No deductibles and no network limits.

  • Payments may be used for anything.

Get Ready For A Life With Financial Security?

We all know things can happen inside us or to us at any time so don't wait until you no longer qualify.

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