All-Around Better Coverage For Less
Why Vision Insurance?
Pick an affordable plan that will saves you money and gives you the option to see the eye doctors of your choice. During your visit, expect an eye exam, a prescription as needed and a team of opticians and reps to help select your new glasses and contacts needs.
You may not need it every year, however the short answer is everyone could benefit from vision insurance. 20/20 vision or not, you would be amazed at what your doctor can find through a scheduled eye exam.
Frequency by age category: 20 - 39 year olds every 5 - 10 years, 40 - 54 years olds every 2 - 4 years 55 - 64 year olds every 1 - 3 years and those 65 and older every 1 - 2 years.
Although laws vary by state, most doctors recommend an annual exam and require a new glasses prescription every 1 - 2 years. Contact wearers can expect to visit their eye doctor every year.
Vision plans pay towards:
- Eye exams
- Preventative vision tests
- Eyeglass frames
- Eyeglass lenses
- Lens coatings and protections
Most vision plans also allow coverage and/or discounts towards:
- Eye Glass Accessories
- Sunglasses
- Contact lens fittings
- Contact lens (disposable)
- Corrective eye surgeries (Lasik and more)
Similar to dental plans and hearing plans, vision insurance is specific to providing preventative care, testing and corrections regarding your eye health. Health insurance (or medical plans) offers a larger scope of the body as a whole.
Some medical plans (laws vary by state) may offer minimal perks like a new prescription however health insurance plans would not cover corrective vision devices like contacts or glasses. They could/would cover the ability to see a doctor concerning your eyes when you experience emergencies like infections, dry eyes, or more.
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